Daily Archives: 24 November 2020

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What to know before you apply for a business loan

BusinessBy BDS Hughes 24 November 2020 Leave a comment

A business loan can give you the support you need to fund growth or temporarily relieve cash flow pressures. These are some things to know before applying for the loan: Understand the purpose of your loan: You should be sure about why you want a loan and what you will be doing with the loan.…

Changing your KiwiSaver contribution rate

SuperBy BDS Hughes 24 November 2020 Leave a comment

Employees need to discuss changing their contribution rate with their employer, or alternatively, fill out the required forms if they are self-employed. The default contribution rate is 3% of an individual’s pay, but employees can change to either of the following rates: 3%, 4%, 6%, 8%, or 10%. Although the contribution rate may only be…